Appraisers of Personal and Business Property.

This job has 14 core tasks. We went through 12 of them, one at a time.

Task by task, from the work Appraisers of Personal and Business Properties actually do. How we describe AI use in each task is our own read of it, not a measurement of whether AI can replace the job.

1. TASK 01

   Write descriptions of the property being appraised.

   AI DOES

   Drafts clear, structured property descriptions from notes, specs, or images

   YOU DO

   Confirm physical condition and accuracy from your hands-on inspection

2. TASK 02

   Create and maintain a database of completed appraisals.

   AI DOES

   Organizes, formats, and searches appraisal records automatically

   YOU DO

   Verify data accuracy and decide how edge cases get filed

3. TASK 03

   Calculate the value of property based on comparisons to recent sales, estimated cost to reproduce, and anticipated property income streams.

   AI DOES

   Pulls comparable sales, builds cost models, and runs income stream calculations instantly

   YOU DO

   Inspect the property in person and apply judgment about condition, location quirks, and market nuance

4. TASK 04

   Locate and record data on sales of comparable property using specialized software, internet searches, or personal records.

   AI DOES

   Searches databases, pulls comparable sales records, and organizes data into reports

   YOU DO

   Judge which comparables are truly relevant given local market knowledge and property nuances

5. TASK 05

   Determine the appropriate type of valuation to make, such as fair market, replacement, or liquidation, based on the needs of the property owner.

   AI DOES

   Explains valuation types, summarizes rules, and drafts questions to clarify owner needs

   YOU DO

   Listen to the owner's full situation and apply legal and professional judgment to pick the right approach

6. TASK 06

   Forecast the value of property.

   AI DOES

   Pulls comparable sales, runs regression models, and flags market trends

   YOU DO

   Apply on-site judgment and professional accountability to the final value

7. TASK 07

   Write and submit appraisal reports for property, such as jewelry, art, antiques, collectibles, and equipment.

   AI DOES

   Drafts report language, formats sections, and surfaces comparable sales or market data

   YOU DO

   Physically inspect items and apply expert judgment on authenticity, condition, and true market value

8. TASK 08

   Update appraisals when property has been improved, damaged, or has otherwise changed.

   AI DOES

   Pulls comparable sales, flags value changes, and drafts updated report sections

   YOU DO

   Inspect the property in person and judge how changes truly affect value

9. TASK 09

   Recommend loan amounts based on the value of property being used as collateral.

   AI DOES

   Pulls market data, runs valuation models, and drafts loan amount ranges based on comparable sales

   YOU DO

   Inspect the property in person and apply professional judgment before signing the recommendation

10. TASK 10

    Verify that property matches legal descriptions or certifications.

    AI DOES

    Cross-checks written legal descriptions against records and highlights discrepancies

    YOU DO

    Physically inspect the property and confirm real-world conditions match the paperwork

11. TASK 11

    Document physical characteristics of property such as measurements, quality, and design.

    AI DOES

    Formats descriptions, drafts condition reports, and suggests standard terminology from notes

    YOU DO

    Go on-site, measure, observe, and judge quality with your own eyes and hands

12. TASK 12

    Testify in court as to the value of a piece of tangible property.

    AI DOES

    Drafts supporting valuation summaries, comparable sales reports, and talking points to prepare the appraiser

    YOU DO

    Show up, speak under oath, and defend your expert judgment in real time