JOB REPORT / 13-2099 · 44 TASKS

Financial Specialists, All Other.

Can AI do the work of Financial Specialists, All Others?

Mostly it works alongside you. Here is what shifts, task by task.

YOUR EXPERIENCE MATTERS

How does this fit your work?

How many tasks do you use AI to assist with at work?

Drag the dot. There’s no wrong answer; it starts at our estimate.

Starting pointOur estimate

The mark shows what’s typical for this job.

The parts of your job AI can already do most of:

Document all investigative activities
Create and maintain logs, records, or databases of information…
Devise or apply independent models or tools to help…

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A guided certificate program in AI-assisted Financial Specialists, All Other work. It covers the 40 AI-affected parts of your job and ends in a capstone a person reviews.

WHAT WE LOOKED AT

Your job, task by task.

40 of 44 tasks reviewed

This job has 44 core tasks. We went through 40 of them, one at a time.

Task by task, from the work Financial Specialists, All Others actually do. How we describe AI use in each task is our own read of it, not a measurement of whether AI can replace the job.

TASK 01
Document all investigative activities.
AI DOES
Drafts reports, organizes timelines, and formats case notes from raw input
YOU DO
Verify accuracy and apply legal and ethical judgment before finalizing records
TASK 02
Create and maintain logs, records, or databases of information about fraudulent activity.
AI DOES
Drafts log entries, structures databases, and flags suspicious patterns automatically
YOU DO
Verify every record and decide what truly qualifies as fraudulent activity
TASK 03
Devise or apply independent models or tools to help verify results of analytical systems.
AI DOES
Drafts validation code, runs backtests, and spots statistical red flags in model outputs
YOU DO
Choose the right verification strategy and judge whether discrepancies actually matter
TASK 04
Analyze pricing or risks of carbon trading products.
AI DOES
Runs pricing models, screens historical carbon price data, flags risk patterns, and drafts scenario analyses
YOU DO
Judge how new climate policy, political shifts, or market liquidity gaps change the real risk picture
TASK 05
Review reports of suspected fraud to determine need for further investigation.
AI DOES
Scans reports, scores risk, and highlights suspicious patterns
YOU DO
Apply judgment about real-world context and investigation priority
TASK 06
Design, implement, or maintain fraud detection tools or procedures.
AI DOES
Flags anomalies in transaction data, suggests detection rules, and drafts procedure documents
YOU DO
Decide which fraud signals fit your specific business context and risk appetite
TASK 07
Analyze financial data to detect irregularities in areas such as billing trends, financial relationships, and regulatory compliance procedures.
AI DOES
Scans large datasets, flags unusual billing patterns, and surfaces statistical outliers fast
YOU DO
Apply legal knowledge, weigh context, and decide which flags are real fraud
TASK 08
Evaluate business operations to identify risk areas for fraud.
AI DOES
Scans transaction data, spots statistical anomalies, and ranks risk areas by likelihood
YOU DO
Apply real-world business knowledge and judgment to decide which risks are truly worth pursuing
TASK 09
Develop core analytical capabilities or model libraries, using advanced statistical, quantitative, or econometric techniques.
AI DOES
Drafts code, suggests statistical techniques, and auto-generates model scaffolding
YOU DO
Validate model assumptions and judge which techniques fit the real financial problem
TASK 10
Collaborate in the development or testing of new analytical software to ensure compliance with user requirements, specifications, or scope.
AI DOES
Drafts code, suggests test cases, flags bugs, and summarizes requirements docs
YOU DO
Validate that software matches actual trading or risk workflows and sign off on compliance
TASK 11
Develop methods of assessing or measuring corporate performance in terms of environmental, social, and governance (ESG) issues.
AI DOES
Scrapes ESG disclosures, finds patterns in large datasets, drafts scoring rubrics, and flags inconsistencies across company reports
YOU DO
Decide which ESG factors truly reflect real-world impact and defend those choices to stakeholders
TASK 12
Prepare requirements documentation for use by software developers.
AI DOES
Drafts document templates, suggests standard sections, checks for gaps, and rewrites unclear language
YOU DO
Validate that financial logic, edge cases, and regulatory rules are captured correctly
TASK 13
Collaborate with product development teams to research, model, validate, or implement quantitative structured solutions for new or expanded markets.
AI DOES
Generates model code, surfaces relevant research, and stress-tests quantitative assumptions
YOU DO
Own the design choices, negotiate trade-offs with product teams, and validate that models fit real market conditions
TASK 14
Develop solutions to help clients hedge carbon exposure or risk.
AI DOES
Screens carbon markets, runs scenario models, drafts hedging strategy frameworks, and summarizes regulatory data
YOU DO
Judge the client's unique risk tolerance and negotiate the final hedging structure
TASK 15
Develop tools to assess green technologies or green financial products, such as green hedge funds or social responsibility investment funds.
AI DOES
Pulls ESG data, generates scoring code, drafts methodology docs, and flags inconsistencies in green fund disclosures
YOU DO
Decide which sustainability criteria are meaningful and take responsibility for the tool's real-world validity
TASK 16
Assess the potential impact of climate change on business financial issues, such as damage repairs, insurance costs, or potential disruptions of daily activities.
AI DOES
Gathers climate risk data, runs scenario models, and drafts financial impact summaries
YOU DO
Apply business context and judgment to decide which risks are real and worth acting on
TASK 17
Advise businesses or agencies on ways to improve fraud detection.
AI DOES
Summarizes fraud trends, generates risk checklists, and drafts recommendation reports
YOU DO
Read the room, build trust with clients, and tailor advice to their specific culture and risk appetite
TASK 18
Research or evaluate new technologies for use in fraud detection systems.
AI DOES
Summarizes research papers, compares tech specs, and drafts evaluation reports on new fraud detection tools
YOU DO
Apply deep domain knowledge to judge whether a new tool actually fits your fraud environment and risk tolerance
TASK 19
Recommend actions in fraud cases.
AI DOES
Drafts action options, flags relevant regulations, and summarizes case evidence
YOU DO
Apply judgment on legal exposure, stakeholder impact, and proportionate response
TASK 20
Train others in fraud detection and prevention techniques.
AI DOES
Drafts training slides, quizzes, case study scenarios, and plain-language explainers on fraud patterns
YOU DO
Bring real-world judgment and adapt the lesson when learners get stuck or push back
TASK 21
Maintain or modify all financial analytic models in use.
AI DOES
Writes and debugs model code, flags formula errors, and suggests optimizations
YOU DO
Own the financial assumptions and decide when models need fundamental rethinking
TASK 22
Confer with other financial engineers or analysts on trading strategies, market dynamics, or trading system performance to inform development of quantitative techniques.
AI DOES
Drafts discussion summaries, pulls relevant research, and flags performance anomalies to prep for conversations
YOU DO
Bring domain intuition and build the shared understanding that drives strategy decisions
TASK 23
Gather financial documents related to investigations.
AI DOES
Searches databases, flags relevant financial records, and helps organize and sort documents
YOU DO
Decide what documents to pursue, follow legal protocols, and judge what truly matters to the case
TASK 24
Prepare evidence for presentation in court.
AI DOES
Organizes case documents, flags key evidence, and drafts summary reports
YOU DO
Verify every detail and take legal responsibility for what you present
TASK 25
Consult traders or other financial industry personnel to determine the need for new or improved analytical applications.
AI DOES
Drafts interview questions, summarizes meeting notes, and helps write up requirements
YOU DO
Build trust with traders and read between the lines of what they actually need
TASK 26SOURCE-BACKED TASK
Identify, track, or maintain metrics for trading system operations.
AI DOES
Monitors metrics and flags anomalies automatically
YOU DO
Decide which signals need action
About this analysis
61% · Methodology: exposure-v1 · Analysis date: unavailable · Confidence: medium
TASK 27
Lead, or participate in, fraud investigation teams.
AI DOES
Flags suspicious patterns in data, summarizes documents, and drafts timelines
YOU DO
Lead interviews, weigh evidence, and make legal and ethical calls
TASK 28
Coordinate investigative efforts with law enforcement officers and attorneys.
AI DOES
Drafts coordination emails, summarizes case details, and organizes timelines for sharing with partners
YOU DO
Build trust, read the room, and make judgment calls during sensitive negotiations
TASK 29
Negotiate with responsible parties to arrange for recovery of losses due to fraud.
AI DOES
Drafts negotiation scripts, summarizes case facts, and suggests settlement ranges based on similar cases
YOU DO
Build trust, read the room, and make judgment calls on when to push or settle
TASK 30SOURCE-BACKED TASK
Research new financial products or analytics to determine their usefulness.
AI DOES
Scans market data and generates product summaries
YOU DO
Judge real business value and fit
About this analysis
60% · Methodology: exposure-v1 · Analysis date: unavailable · Confidence: medium
TASK 31SOURCE-BACKED TASK
Prepare written reports of investigation findings.
AI DOES
Drafts reports from investigation notes and evidence
YOU DO
Verify conclusions and frame the story
About this analysis
51% · Methodology: exposure-v1 · Analysis date: unavailable · Confidence: medium
TASK 32SOURCE-BACKED TASK
Produce written summary reports of financial research results.
AI DOES
Generates draft reports from data and templates
YOU DO
Shape the story and key insights
About this analysis
51% · Methodology: exposure-v1 · Analysis date: unavailable · Confidence: medium
TASK 33SOURCE-BACKED TASK
Apply mathematical or statistical techniques to address practical issues in finance, such as derivative valuation, securities trading, risk management, or financial market regulation.
AI DOES
Runs complex calculations and models instantly
YOU DO
Judge which models fit the real situation
About this analysis
46% · Methodology: exposure-v1 · Analysis date: unavailable · Confidence: medium
TASK 34SOURCE-BACKED TASK
Research or develop analytical tools to address issues such as portfolio construction or optimization, performance measurement, attribution, profit and loss measurement, or pricing models.
AI DOES
Builds models and runs complex calculations quickly
YOU DO
Design the right approach for each situation
About this analysis
46% · Methodology: exposure-v1 · Analysis date: unavailable · Confidence: medium
TASK 35SOURCE-BACKED TASK
Provide application or analytical support to researchers or traders on issues such as valuations or data.
AI DOES
Runs calculations and pulls market data quickly
YOU DO
Interpret context and guide the analysis
About this analysis
41% · Methodology: exposure-v1 · Analysis date: unavailable · Confidence: medium
TASK 36SOURCE-BACKED TASK
Define or recommend model specifications or data collection methods.
AI DOES
Suggests specifications and collection approaches
YOU DO
Choose what fits your specific context
About this analysis
32% · Methodology: exposure-v1 · Analysis date: unavailable · Confidence: medium
TASK 37SOURCE-BACKED TASK
Interpret results of financial analysis procedures.
AI DOES
Highlights patterns and flags unusual numbers
YOU DO
Judge what the trends actually mean
About this analysis
21% · Methodology: exposure-v1 · Analysis date: unavailable · Confidence: medium
TASK 38
Testify in court regarding investigation findings.
AI DOES
Helps prepare clear summaries and talking points from investigation data
YOU DO
Show up, speak under oath, and answer cross-examination in real time
TASK 39SOURCE-BACKED TASK
Maintain knowledge of current events and trends in such areas as money laundering and criminal tools and techniques.
AI DOES
Scans news and alerts for emerging threats
YOU DO
Judge which patterns truly matter
About this analysis
0% · Methodology: exposure-v1 · Analysis date: unavailable · Confidence: medium
TASK 40SOURCE-BACKED TASK
Conduct in-depth investigations of suspicious financial activity, such as suspected money-laundering efforts.
AI DOES
Flags patterns and traces transaction networks
YOU DO
Judge intent and build the case
About this analysis
0% · Methodology: exposure-v1 · Analysis date: unavailable · Confidence: medium

START LEARNING AI

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Use your judgment.

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AT A GLANCE

Occupation: Financial Specialists, All Other
SOC code: 13-2099
Tasks reviewed: 40 of 44

How we assess

PAY & OUTLOOK

Compare pay by state

Median pay (national): $81,100 · BLS OEWS 2025
Median pay (Colorado): $87,430 · BLS OEWS 2025
Employed (national): 132,130
Employed in Colorado: 4,030
Job outlook: +3.1% by 2034 · ~10,300 openings/yr

Wages from the U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics. National figures cover the United States. Job outlook is national.

How does this fit your work?

Earn a certificate in your job

Your job, task by task.

Document all investigative activities.

Create and maintain logs, records, or databases of information about fraudulent activity.

Devise or apply independent models or tools to help verify results of analytical systems.

Analyze pricing or risks of carbon trading products.

Review reports of suspected fraud to determine need for further investigation.

Design, implement, or maintain fraud detection tools or procedures.

Analyze financial data to detect irregularities in areas such as billing trends, financial relationships, and regulatory compliance procedures.

Evaluate business operations to identify risk areas for fraud.

Develop core analytical capabilities or model libraries, using advanced statistical, quantitative, or econometric techniques.

Collaborate in the development or testing of new analytical software to ensure compliance with user requirements, specifications, or scope.

Develop methods of assessing or measuring corporate performance in terms of environmental, social, and governance (ESG) issues.

Prepare requirements documentation for use by software developers.

Collaborate with product development teams to research, model, validate, or implement quantitative structured solutions for new or expanded markets.

Develop solutions to help clients hedge carbon exposure or risk.

Develop tools to assess green technologies or green financial products, such as green hedge funds or social responsibility investment funds.

Assess the potential impact of climate change on business financial issues, such as damage repairs, insurance costs, or potential disruptions of daily activities.

Advise businesses or agencies on ways to improve fraud detection.

Research or evaluate new technologies for use in fraud detection systems.

Recommend actions in fraud cases.

Train others in fraud detection and prevention techniques.

Maintain or modify all financial analytic models in use.

Confer with other financial engineers or analysts on trading strategies, market dynamics, or trading system performance to inform development of quantitative techniques.

Gather financial documents related to investigations.

Prepare evidence for presentation in court.

Consult traders or other financial industry personnel to determine the need for new or improved analytical applications.

Identify, track, or maintain metrics for trading system operations.

Lead, or participate in, fraud investigation teams.

Coordinate investigative efforts with law enforcement officers and attorneys.

Negotiate with responsible parties to arrange for recovery of losses due to fraud.

Research new financial products or analytics to determine their usefulness.

Prepare written reports of investigation findings.

Produce written summary reports of financial research results.

Apply mathematical or statistical techniques to address practical issues in finance, such as derivative valuation, securities trading, risk management, or financial market regulation.

Research or develop analytical tools to address issues such as portfolio construction or optimization, performance measurement, attribution, profit and loss measurement, or pricing models.

Provide application or analytical support to researchers or traders on issues such as valuations or data.

Define or recommend model specifications or data collection methods.

Interpret results of financial analysis procedures.

Testify in court regarding investigation findings.

Maintain knowledge of current events and trends in such areas as money laundering and criminal tools and techniques.

Conduct in-depth investigations of suspicious financial activity, such as suspected money-laundering efforts.

Practice AI.Use your judgment.

Practice AI.
Use your judgment.