JOB REPORT / 13-2061 · 17 TASKS

Financial Examiners.

Can AI do the work of Financial Examiners?

Mostly it works alongside you. Here is what shifts, task by task.

YOUR EXPERIENCE MATTERS

How does this fit your work?

How many tasks do you use AI to assist with at work?

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The mark shows what’s typical for this job.

The parts of your job AI can already do most of:

Prepare reports, exhibits, and other supporting schedules that detail…
Review balance sheets, operating income and expense accounts,…
Review audit reports of internal and external auditors…

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A guided certificate program in AI-assisted Financial Examiners work. It covers the 17 AI-affected parts of your job and ends in a capstone a person reviews.

WHAT WE LOOKED AT

Your job, task by task.

17 of 17 tasks reviewed

We went through all 17 core tasks in this job, one at a time.

Task by task, from the work Financial Examiners actually do. How we describe AI use in each task is our own read of it, not a measurement of whether AI can replace the job.

TASK 01
Prepare reports, exhibits, and other supporting schedules that detail an institution's safety and soundness, compliance with laws and regulations, and recommended solutions to questionable financial conditions.
AI DOES
Drafts report language, formats exhibits, flags data patterns, and summarizes findings from structured data
YOU DO
Apply your regulatory expertise and professional judgment to sign off on findings that affect real institutions
TASK 02
Review balance sheets, operating income and expense accounts, and loan documentation to confirm institution assets and liabilities.
AI DOES
Scans documents, flags mismatches, and summarizes financial data across balance sheets and loan files
YOU DO
Apply regulatory judgment and sign off on what the numbers actually mean
TASK 03
Review audit reports of internal and external auditors to monitor adequacy of scope of reports or to discover specific weaknesses in internal routines.
AI DOES
Scans audit reports for missing coverage areas, flags unusual patterns, and summarizes findings across multiple documents
YOU DO
Apply regulatory judgment and decide which weaknesses actually matter
TASK 04
Examine the minutes of meetings of directors, stockholders, and committees to investigate the specific authority extended at various levels of management.
AI DOES
Reads, organizes, and flags key authority statements in meeting minutes
YOU DO
Judge whether authority granted follows rules and raises red flags
TASK 05
Establish guidelines for procedures and policies that comply with new and revised regulations and direct their implementation.
AI DOES
Summarizes new regulations, flags gaps, and drafts policy language
YOU DO
Own the judgment calls on risk, context, and final accountability
TASK 06
Provide regulatory compliance training to employees.
AI DOES
Drafts training slides, quizzes, and plain-language regulation summaries
YOU DO
Read the room, answer tough questions, and tailor lessons to your specific team
TASK 07
Review applications for mergers, acquisitions, establishment of new institutions, acceptance in Federal Reserve System, or registration of securities sales to determine their public interest value and conformance to regulations, and recommend acceptance or rejection.
AI DOES
Scans applications for missing data, checks rule compliance, and summarizes key risk factors
YOU DO
Weigh public interest value and sign off on the recommendation
TASK 08
Evaluate data processing applications for institutions under examination to develop recommendations for coordinating existing systems with examination procedures.
AI DOES
Scans system documentation, flags gaps, and drafts comparison reports between existing data apps and exam requirements
YOU DO
Apply regulatory judgment and sign off on official findings
TASK 09
Resolve problems concerning the overall financial integrity of banking institutions including loan investment portfolios, capital, earnings, and specific or large troubled accounts.
AI DOES
Scans portfolios for risk patterns, summarizes troubled accounts, and drafts resolution recommendations
YOU DO
Apply regulatory authority, negotiate with bank leadership, and make final calls on complex integrity issues
TASK 10
Investigate activities of institutions to enforce laws and regulations and to ensure legality of transactions and operations or financial solvency.
AI DOES
Scans financial records, flags suspicious patterns, and summarizes regulatory risk
YOU DO
Apply legal judgment, interview staff, and make enforcement decisions
TASK 11
Train other examiners in the financial examination process.
AI DOES
Drafts training guides, quizzes, and explainer content on exam procedures
YOU DO
Lead live sessions, coach trainees through real cases, and build trust
TASK 12
Verify and inspect cash reserves, assigned collateral, and bank-owned securities to check internal control procedures.
AI DOES
Cross-checks records, spots data mismatches, and summarizes control gaps
YOU DO
Show up in person to inspect physical assets and sign off on findings
TASK 13
Direct and participate in formal and informal meetings with bank directors, trustees, senior management, counsels, outside accountants, and consultants to gather information and discuss findings.
AI DOES
Drafts meeting agendas, summarizes findings, and preps talking points ahead of meetings
YOU DO
Lead the conversation, read reactions, and make judgment calls on the spot
TASK 14
Confer with officials of real estate, securities, or financial institution industries to exchange views and discuss issues or pending cases.
AI DOES
Drafts briefing notes, summarizes case files, and suggests key questions to raise
YOU DO
Show up, build trust, and read the room during live discussions
TASK 15
Plan, supervise, and review work of assigned subordinates.
AI DOES
Drafts work schedules, tracks task progress, and flags performance patterns in data
YOU DO
Build real relationships and make judgment calls about people
TASK 16SOURCE-BACKED TASK
Review and analyze new, proposed, or revised laws, regulations, policies, and procedures to interpret their meaning and determine their impact.
AI DOES
Summarizes key changes and flags potential impacts
YOU DO
Judge real-world consequences and trade-offs
About this analysis
28% · Methodology: exposure-v1 · Analysis date: unavailable · Confidence: medium
TASK 17SOURCE-BACKED TASK
Recommend actions to ensure compliance with laws and regulations, or to protect solvency of institutions.
AI DOES
Scans regulations and flags potential compliance issues
YOU DO
Weigh risks and decide the right action
About this analysis
0% · Methodology: exposure-v1 · Analysis date: unavailable · Confidence: medium

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AT A GLANCE

Occupation: Financial Examiners
SOC code: 13-2061
Tasks reviewed: 17 of 17

How we assess

PAY & OUTLOOK

Compare pay by state

Median pay (national): $94,160 · BLS OEWS 2025
Median pay (Colorado): $99,610 · BLS OEWS 2025
Employed (national): 67,830
Employed in Colorado: 1,910
Job outlook: +18.5% by 2034 · ~5,700 openings/yr

Wages from the U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics. National figures cover the United States. Job outlook is national.

How does this fit your work?

Earn a certificate in your job

Your job, task by task.

Prepare reports, exhibits, and other supporting schedules that detail an institution's safety and soundness, compliance with laws and regulations, and recommended solutions to questionable financial conditions.

Review balance sheets, operating income and expense accounts, and loan documentation to confirm institution assets and liabilities.

Review audit reports of internal and external auditors to monitor adequacy of scope of reports or to discover specific weaknesses in internal routines.

Examine the minutes of meetings of directors, stockholders, and committees to investigate the specific authority extended at various levels of management.

Establish guidelines for procedures and policies that comply with new and revised regulations and direct their implementation.

Provide regulatory compliance training to employees.

Review applications for mergers, acquisitions, establishment of new institutions, acceptance in Federal Reserve System, or registration of securities sales to determine their public interest value and conformance to regulations, and recommend acceptance or rejection.

Evaluate data processing applications for institutions under examination to develop recommendations for coordinating existing systems with examination procedures.

Resolve problems concerning the overall financial integrity of banking institutions including loan investment portfolios, capital, earnings, and specific or large troubled accounts.

Investigate activities of institutions to enforce laws and regulations and to ensure legality of transactions and operations or financial solvency.

Train other examiners in the financial examination process.

Verify and inspect cash reserves, assigned collateral, and bank-owned securities to check internal control procedures.

Direct and participate in formal and informal meetings with bank directors, trustees, senior management, counsels, outside accountants, and consultants to gather information and discuss findings.

Confer with officials of real estate, securities, or financial institution industries to exchange views and discuss issues or pending cases.

Plan, supervise, and review work of assigned subordinates.

Review and analyze new, proposed, or revised laws, regulations, policies, and procedures to interpret their meaning and determine their impact.

Recommend actions to ensure compliance with laws and regulations, or to protect solvency of institutions.

Practice AI.Use your judgment.

Practice AI.
Use your judgment.